In today’s era account holders can avail of banking services sitting from anywhere in just a few clicks and that too 24*7. These facilities are free of cost in almost all cases and an account holder is given multiple options to check balances in their savings bank account. There are various online and offline methods to check account balances which are as mentioned below:
- Ways to check IOB Balance Online
- IOB Balance Service via Mobile Banking
IOB account holders can register for IOB Mobile banking apps using their registered mobile numbers. The IOB mobile banking apps are IOB mPassbook, IOB Mobile, and IOB Nanban.
- IOB Balance Service via UPI
Below mentioned are the steps to check IOB balance via UPI:
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Open any UPI app on a mobile phone.
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Login with the help of MPin.
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Select the account for which the balance is to be known and select “Check Balance”.
- Enter the password and then the balance would get reflected.
- IOB Balance Service via Net Banking
Below mentioned are the steps to check IOB balance via Net Banking:
- Visit the official website of IOB.
- Log in using the username and the password.
- After selecting the account number, click on “Fetch Balance”.
- The account balance will then be displayed on the screen.
- Ways to check IOB Balance Offline
- IOB Balance Service via Missed Call
The account holders are required to place a miss call to the IOB balance check number through their registered mobile number. IOB Bank account holders can do IOB Balance Enquiry using missed call banking by following the below-mentioned steps –
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- Call IOB Balance Check Number i.e. 9289 922 2029 from the mobile number registered with the bank
- The call will automatically disconnect after two to three rings
- Lastly, the account holder will receive the IOB Bank Account Balance via SMS on the registered mobile phone.
- IOB Balance Service via SMS Banking
IOB Bank account holders can send “BAL<space>Last 4 digits of Account number” to 8424 022122.
An SMS would be received containing the account balance.
- IOB Balance Service via Passbook
By getting IOB Bank passbook updated with the bank, an account holder can easily check all the transactions made either debit or credit along with the account balance.
- IOB Balance Service via ATM
Below mentioned are the steps to enquire about IOB Bank Balance via ATM:
- Visit any nearest ATM.
- Insert IOB ATM card and then enter PIN to proceed.
- Select the option “Balance Enquiry/ Balance Check”.
- IOB Bank balance would then be displayed over the screen. The account holder can also take the receipt of the same as well.
Also, an account holder can check the account balance via the IOB Mini Statement.
Different Ways to view IOB Mini statement online
Below mentioned are the ways to view IOB Mini Statement online:
- IOB Mini Statement via SMS:
- Open the messaging application on the mobile phone to get an IOB Mini statement via SMS:
MINI<space> last 4 digits of the account number.
- Send this SMS to 8424022122
- An SMS would be received within a few minutes having a Mini Statement.
- IOB Mini Statement via Mobile Banking
To get an IOB Mini statement via Mobile banking an account holder is required to follow the below-mentioned steps:
- Download the IOB mobile application on the smartphone.
- Now, register with the mobile number, account number and OTP received on the mobile number.
- After logging in, go to the tab “Account Option” and then select the respective account for which mini statement is to be reviewed.
- Lastly, click on the Mini statement option to view the same.
- IOB Mini Statement via mPassbook Application
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- To get IOB Mini statement, firstly, download the mPassbook Application on the smartphone.
- Now, register with the mobile number, account number and OTP received on the mobile number.
- Post registration, log in with the help of mPin.
- Then, go to the tab “Passbook” to view all the transactions related to the bank account.
- IOB Mini Statement via nanban Application
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- Firstly, download the IOB Nanban Application on the smartphone.
- Now, register with the mobile number, account number and OTP received on the mobile number.
- Post registration, login with the help of mPin.
- Then, go to option “E-Statement”.
- Select the period for which mini statement is required and then click “Submit” to view all the transactions related to the bank account.
IOB Mini statement via IOB Net Banking
Below mentioned are the steps to register for IOB Net banking services:
- Visit the official website of IOB and then go to IOB Individual Registration portal.
- Enter the 15 digit bank account number.
- Provide the basic details like email ID, country and mobile number.
- Provide some user related particulars like login ID, password and password confirmation along with captcha provided.
- Click “Submit”.
- A confirmation mail would be received on the registered email ID along with a confirmation message on the registered mobile number on successful registration.
FAQ:
- Why should balance enquiry be made frequently?
Below mentioned are the reasons an account holder shall make balance enquiry frequently:
- To ensure that their bank account do have enough balances so as to make any further payments.
- To check if any amount was received in the bank account.
- To ensure that the cheque deposited has been cleared and the money has been credited.
- To see the account statement just to ensure that no unauthorized transactions have taken place.
- What are some features of the IOB Mini Statement?
Below mentioned are some of the advanced features of the IOB Mini Statement:
- It saves time as there is no need to visit the bank and stand in queues.
- It can be reviewed with the help of missed call service and SMS banking as well.
- mPassbook can be downloaded with the help of the “IOB Mobile Application” and IOB net banking.
- Real-time tracking is also possible.
- With the help of the IOB mobile app IOB Mini statement can be viewed in Hindi as well.
